A significant collaborative agreement was forged between HSBC UAE and Presight, a leading provider of big data analytics powered by Artificial Intelligence (AI), during Abu Dhabi Finance Week (ADFW) 2025. The two entities signed a Memorandum of Understanding (MoU) to jointly develop and deploy advanced AI solutions across crucial areas of financial services. This partnership is designed to dramatically accelerate the adoption of cutting-edge AI capabilities, focusing on enhancing risk management, improving operational performance, and generating precise, real-time client insights.
This initiative is a testament to the UAE’s commitment to digital transformation and its embrace of AI as a foundational technology for economic competitiveness. By integrating Presight’s profound technological expertise with HSBC’s deep-seated knowledge of banking operations, this collaboration is set to redefine efficiency, regulatory oversight, and strategic business decision-making within the AI in UAE Finance landscape.
AI in UAE Finance – Use Cases for Financial Services
The UAE financial sector is rapidly becoming a global leader in AI adoption, moving beyond basic automation to intelligent, predictive systems. The utility of AI in UAE Finance is vast, focusing on solutions that drive profitability while simultaneously adhering to strict regulatory standards.
Key use cases where AI is transforming finance functions include:
- Intelligent Risk Management: AI models analyze vast datasets in real-time to detect anomalies indicative of fraud, money laundering, or credit default risk with greater precision than traditional rules-based systems.
- Hyper-Personalization: Machine learning algorithms segment clients and predict future needs, enabling banks to offer highly tailored products and services, dramatically boosting client engagement and acquisition.
- Compliance and Reporting: AI automates the complex task of regulatory reporting and monitors transactions for compliance breaches, ensuring constant adherence to local and international banking laws.
- Operational Efficiency: Utilizing AI to automate internal processes—from loan application processing to back-office reconciliation—reduces errors, lowers operational costs, and frees human capital for higher-value tasks.
How this Partnership will benefit the users
The collaboration between HSBC and Presight translates into immediate and long-term benefits for HSBC’s clients, stakeholders, and internal teams by fostering a more intelligent and secure banking environment.
Faster, Smarter Service
Customers will benefit from faster decision-making processes (e.g., loan approvals, fraud resolution) powered by real-time analytics, leading to a superior client experience.
Enhanced Security
The focus on intelligent risk and compliance means a safer banking environment. AI systems work tirelessly to protect client assets and personal data by identifying and neutralizing threats proactively.
Personalized Products
The workstreams focusing on “Growth and Client Intelligence” will enable HSBC to tailor services with unprecedented accuracy, ensuring clients receive offers and advice that are maximally relevant to their financial goals.
Improved Governance
By embedding transparency and responsible adoption mechanisms, the partnership ensures that the advanced AI tools are deployed ethically, maintaining client trust, a paramount concern in AI in UAE Finance.
About Presight
Presight, an ADX-listed company, is a leading provider of big data analytics powered by Artificial Intelligence. The company specializes in converting vast, complex data into actionable insights for government and corporate clients across various sectors, including finance, healthcare, and public services. Presight’s expertise lies in its ability to design and implement bespoke AI solutions at scale, making it a critical partner for a global banking institution like HSBC seeking to modernize its operational backbone and stay ahead in the rapidly evolving digital economy.
About HSBC
HSBC is one of the world’s largest banking and financial services organizations, with a significant presence in the UAE and the wider MENA region. HSBC UAE provides a comprehensive range of banking services, including retail banking, commercial banking, and global private banking. The bank’s decision to partner with a regional AI specialist like Presight underscores its commitment to innovation, digital transformation, and leveraging local expertise to deliver world-class financial solutions tailored for the high-growth markets of the Middle East.
Way Ahead
The partnership includes robust mechanisms to assess the impact of the deployed AI, ensure responsible adoption, and maintain alignment on shared strategic objectives. A dedicated joint working group will oversee the entire collaboration, defining specific workstreams, reviewing progress, and ensuring governance grounded in transparency and trust. This focus on ethical deployment and measurement is crucial.
By working together, HSBC UAE and Presight Partner to ensure that the rapid introduction of advanced AI systems is not only efficient but also responsible, setting a global standard for the future application of AI in UAE Finance and securing a competitive, intelligent future for the region’s financial institutions.
Also, read UAE Digital Payment Growth in 2025 – Innovation and Consumer Trust on the Path to a Cashless Future