PRYPCO Mortgage recorded its strongest month yet in June 2026, with mortgage disbursals up 30% compared to the same month last year, as Dubai’s mortgage market shows renewed momentum despite recent regional uncertainty. The company, the home-financing arm of Dubai-based fintech PRYPCO, said the month surpassed the previous record set in January 2026.
Quick Overview of PRYPCO Records
| Metric | Detail |
|---|---|
| Record month | June 2026 |
| Year-over-year growth | Mortgage disbursals up 30% versus June 2025 |
| Previous record | January 2026, now surpassed |
| Total facilitated | More than AED 20 billion in mortgages over three years |
| Banking partners | More than 20 |
| Pre-approval speed | As little as two minutes, via PRYPCO’s InstaMortgage platform |
What’s driving the record month
PRYPCO pointed to a mix of market conditions and its own product as the reasons behind the jump:
- Sustained population growth and international investment in Dubai’s property market.
- Improving financing conditions and faster lending decisions from banks.
- Stronger competition among banking partners.
- Rising adoption of digital mortgage tools, including PRYPCO’s own InstaMortgage platform.
Demand came from first-time buyers, long-term residents upgrading their homes, and international investors, according to PRYPCO. Cash purchases still make up a significant share of Dubai’s property market, but the company said mortgage-backed purchases are gaining ground again as approval times shrink.
In their words
Amira Sajwani, Founder and CEO of PRYPCO, said the record reflects confidence built during an uncertain period:
“What’s most encouraging isn’t that we’ve broken another record, it’s what that growth represents. Many of these buyers made their purchasing decisions during a period of regional uncertainty, and today we’re seeing those transactions convert into completed mortgages. That tells us confidence in Dubai remains exceptionally strong. Buyers continue to view the city as one of the world’s safest and most attractive places to live, invest and build long-term wealth.”
She added that buyer expectations around the mortgage process itself are shifting: “We’re also seeing a clear shift in how people expect to secure a mortgage. Buyers want speed, transparency, and access to the best available financing options, not the limitations of a single bank. That’s exactly the experience we’ve built.”
Essa Ibrahim, Co-founder and President of PRYPCO, tied the month to a broader shift toward digital mortgage platforms:
“This level of growth reflects more than a strong month for PRYPCO, it reflects how quickly digital mortgage platforms are becoming the preferred way to finance property in the UAE. Buyers no longer expect lengthy paperwork or multiple bank visits. They expect a seamless digital experience that gives them access to the market quickly and confidently.”
Why it matters
For Dubai’s mortgage market
A 30% year-over-year jump in disbursements from one platform is a data point about PRYPCO, not proof of market-wide growth on its own, but it lines up with a pattern the company describes: buyers who paused during regional uncertainty are now converting decisions into completed mortgages. If that holds across other lenders and platforms, it points to mortgage-backed purchases clawing back share from Dubai’s large cash-buyer segment, reversing a trend that has favoured cash for years.
For homebuyers in Dubai
For buyers, the more concrete change is speed and choice. PRYPCO’s InstaMortgage platform offers pre-approval in as little as two minutes and access to more than 20 banking partners through a single application, rather than separate applications for each bank. For first-time buyers and residents upgrading homes, that shrinks a process that has traditionally meant paperwork and multiple bank visits down to a single digital application.
What’s next for PRYPCO Mortgage in Dubai and beyond
PRYPCO Mortgage said it is preparing to expand its footprint across the UAE and is exploring opportunities in other regional markets. The company has not disclosed specific new markets, a timeline, or which banking partners would be involved in that expansion.
Editor’s take: A 30% jump is a real number, but it is PRYPCO’s number, from PRYPCO’s own release, about PRYPCO’s own platform. That does not make it false; it makes it one data point rather than proof that Dubai’s whole mortgage market is turning a corner. The InstaMortgage pitch, a two-minute pre-approval across 20-plus banks, is the part worth watching. If that keeps pulling buyers away from cash purchases, as this month suggests, it is a bigger story than any single record month for PRYPCO Mortgage in Dubai.
What did PRYPCO Mortgage just announce?
It’s the strongest month on record, with mortgage disbursements up 30% year over year in June 2026, surpassing its previous record set in January 2026.
How much has PRYPCO Mortgage facilitated in total?
More than AED 20 billion in mortgages over three years, according to the company.
What is InstaMortgage?
PRYPCO’s platform that offers eligible buyers mortgage pre-approval in as little as two minutes.
Who leads PRYPCO?
Amira Sajwani is Founder and CEO of PRYPCO; Essa Ibrahim is Co-founder and President.
What’s next for PRYPCO Mortgage?
The company plans to expand across the UAE and is exploring opportunities in other regional markets, without disclosing specifics yet.