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Sharjah Media City (Shams) has officially announced a strategic partnership with the UAE-based fintech platform Ziina to revolutionize the way businesses within the free zone manage their finances. This collaboration is designed to empower entrepreneurs and small- to medium-sized enterprises (SMEs) with a suite of digital financial solutions that prioritize speed, security, and operational ease.
As the UAE continues its aggressive push toward a cashless society, this initiative aligns perfectly with national digital transformation goals. By integrating Ziina’s innovative payment tools, Shams is reinforcing its commitment to building an integrated business ecosystem that fosters growth and strengthens market competitiveness for Sharjah’s creative and media sectors.

Editor’s take: The collaboration between Sharjah Media City (Shams) and Ziina addresses a key issue in the UAE’s creative sector: the financial barrier. Many media startups and freelancers find traditional banking cumbersome. By integrating Ziina’s mobile-first fintech solution into a free zone ecosystem, Sharjah is lowering the barriers to digital commerce.
Empowering Entrepreneurs with Advanced Digital Financial Solutions
The core of this strategic partnership is the provision of high-efficiency tools designed for the modern, mobile-first business owner. Ziina, which is licensed by the Central Bank of the UAE, offers a platform that simplifies the complexities of daily financial management.
Key Benefits of the Shams-Ziina Collaboration
- Seamless Transactions: Businesses can send, receive, and manage payments instantly through a user-friendly mobile interface.
- Mobile-First Design: The platform is optimized for everyday use, allowing entrepreneurs to handle business finances on the go.
- Operational Efficiency: By automating payment processes, SMEs can reduce administrative burdens and focus on core creative growth.
- Zero-Cost Entry: As a limited-time incentive, Shams clients can benefit from AED 10,000 in fee-free transactions, encouraging rapid adoption without upfront costs.
- Diverse Payment Tools: The integration supports QR code payments, customizable payment links, and Tap to Pay functionality.
Ziina’s Growing Footprint in the UAE Fintech Space for Digital Financial Solutions
Founded in 2020, Ziina has quickly ascended to become a trusted financial partner for over 470,000 users in the UAE. Their approach combines award-winning design with robust banking infrastructure, making them an ideal partner for the creative-heavy demographic at Sharjah Media City.
| Feature | Details |
| Founding Team | Faisal Toukan, Sarah Toukan, and Talal Toukan |
| Licensing | Central Bank of the UAE |
| Target Audience | Consumers and SMEs across all seven emirates |
| Core Mission | Enabling financial freedom in the Arab World |
| Primary Incentive | AED 10,000 fee-free transactions for Shams clients |
What This Partnership Means for Sharjah’s Innovation Hub
At UAE FintechVibes, we believe this news signifies a larger trend of ecosystem-specific fintech. Here is why this strategic partnership is a game-changer for the region:
Strengthening the Creative Economy
Media and creative professionals often operate with variable income streams and high transaction frequencies. Ziina’s ability to offer instant transfers and the Ziina Card (available via Apple Pay and Google Pay) provides these businesses with the liquidity and flexibility they need to manage project-based cash flows.
Sharjah as a Regional Competitive Hub
By providing digital financial solutions that surpass traditional banking alternatives, Shams is becoming more attractive to both international and local investors. When a free zone handles both the licensing and the payment infrastructure, it creates a sticky ecosystem that is hard for competitors to replicate.
Accelerating the Cashless Vision
This move is a direct contribution to the UAE’s vision of a fully digital economy. By removing initiation fees and hidden charges, Ziina and Shams are removing the psychological and financial barriers that typically prevent small businesses from moving away from cash.
Conclusion
This partnership prioritizes the financial health of SMEs and provides accessible digital financial solutions. This way, Shams is ensuring that its members are equipped for the future of trade. With incentives like the AED 10,000 fee-free transaction period, the path to a digital, cashless operation has never been clearer for Sharjah’s entrepreneurs.
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